Social Security Disability (SSDI) offers a safety net for people who have health conditions that make it impossible for them to work – but those benefits are not just for those with physical disabilities. Mental health disorders can also qualify for benefits.
If you’re struggling with a panic disorder of some kind and wondering if you qualify for SSDI, here’s what you need to know:
Understanding panic disorders
A panic disorder is a mental health condition that’s characterized by recurring and unexpected panic attacks. Panic attacks are often accompanied by physical symptoms like chest pain, dizziness, heart palpitations, dizziness and nausea.
The frequency of attacks can vary, and many people with panic disorders become highly avoidant of anything that might trigger an attack. Panic attacks can even lead some people to develop a form of agoraphobia, which forces them to remain in a highly controlled environment to avoid setting off new “spells.”
Because panic attacks can be pervasive – and the fear of triggering another attack can become so pervasive – sufferers often have difficulty concentrating and performing their daily activities. They may also have difficulty maintaining relationships and keeping both their personal or professional lives on track.
Social Security does recognize panic disorders as legitimately disabling. They group the condition under other anxiety-related disorders (Listing 12.06 in the Blue Book). It’s important to understand, however, that approval for a condition – even one that SSA acknowledges can be disabling – is never automatic. Your condition has to be well-documented with medical evidence in order for your claim to be approved.
It can be difficult for people to qualify for SSDI benefits without some legal assistance.